How to Organize Your Credit Cards: The 4 Categories Every Points Enthusiast Needs
If you’re deep into the credit card rewards hobby, you probably know how quickly things can get out of hand. Before long, you’ve got 10, 15, 20 — maybe even 30 or more credit cards to keep track of. You might even be managing a spreadsheet just to remember which cards to use, which to cancel, and which ones are worth keeping… READ MORE
The Pros and Cons of the American Express Platinum Card
For many years, the American Express Platinum Card has been regarded as one of the most prestigious credit cards in the world. With its premium benefits, exclusive access, and lifestyle perks, it has built a reputation as the “king” of luxury cards. However, the Platinum is not for everyone. Its steep annual fee, limited earning structure, and “coupon book” style credits can make it either an incredible value or a poor fit depending on how you use it. Let’s look at the main pros and cons… READ MORE
The Five Worst Credit Card Mistakes to Avoid
Credit cards are one of the most powerful tools in personal finance. Used wisely, they can unlock incredible rewards—luxury travel, first-class flights, and free hotel stays. In fact, I’ve personally redeemed over $50,000 worth of travel in just the past couple of years through strategic credit card use. But as rewarding as credit cards can be, they can also be incredibly destructive if mismanaged. Far too many people derail their financial future by making a handful of avoidable mistakes… READ MORE
Why I Don’t Use Cashback Credit Cards: A Maximizer’s Perspective
In the world of credit card rewards, there are countless strategies depending on your goals, lifestyle, and spending habits. One question I get asked a lot on my channel is, “Why don’t you use cashback credit cards?” It’s a fair question—especially when I spend a lot of time discussing transferable points cards… READ MORE
Is the Citi Strata Premier a Keeper Card?
The Citi Strata Premier is often overlooked in the crowded world of travel rewards credit cards. With a $95 annual fee and the ability to transfer points to Citi’s broad list of travel partners, it earns its place as a solid mid-tier card. But is it the right card to keep long-term? That’s the decision I had to make—and it wasn’t an easy one… READ MORE
Maximize Your Rewards with the Citi Custom Cash Credit Card
The Citi Custom Cash® Card is one of the most versatile cash-back credit cards available, offering an impressive 5% cash back in your top eligible spending category each billing cycle, up to $500 in purchases. This unique feature allows cardholders to automatically earn the highest rewards on the category where they spend the most each month, without needing to manually select bonus categories… READ MORE
American Express Delta Reserve Card Review: Is It Worth the $650 Annual Fee?
The American Express Delta SkyMiles® Reserve Card is a premium offering tailored for frequent Delta flyers. With an annual fee of $650, it’s one of the more expensive airline credit cards on the market. But for those who fly Delta frequently, the card’s benefits may outweigh its cost. Here’s an in-depth look at the key features, including the companion certificate, various credits, and lounge access restrictions… READ MORE
Citibank American Airlines Executive Card Review: Worth the Annual Fee?
The Citibank® / AAdvantage® Executive World Elite Mastercard® is a premium credit card designed for frequent flyers who prioritize American Airlines as their airline of choice. With a host of exclusive benefits, the card positions itself as a top-tier option for those looking for value from luxury travel perks… READ MORE
The Citi Strata Premier Mastercard
The Citi Strata Premier Mastercard offers a rewarding earning structure that appeals to frequent travelers and dining aficionados. Cardholders earn 3 points per dollar spent on air travel, hotels, and restaurants. This elevated earning rate on these categories is ideal for those who spend significantly in these areas. For all other purchases, the card provides 1 point per dollar spent, ensuring that everyday expenses also contribute to your rewards balance… READ MORE
Achieving Delta Medallion Status: The Power of American Express Delta Cards
For frequent travelers, achieving Delta Medallion status can be a game-changer, opening the doors to a world of perks and privileges. And with American Express Delta cards, reaching those coveted status tiers becomes more accessible than ever…. READ MORE
The Power of Chase Freedom Flex: Maximizing Rewards with Rotating Categories
In the ever-evolving landscape of credit card rewards, savvy consumers seek cards that offer both flexibility and value. Chase Freedom Flex emerges as a frontrunner in this arena, wielding a potent combination of rotating categories and strategic point transfer options… READ MORE
Is the BILT Card Good for Homeowners?
The BILT card, issued by Wells Fargo, is one of the hottest new cards in the credit card market. The BILT card’s claim-to-fame is the ability to charge rent and earn points without transaction fees. This feature is a game-changer, as the BILT card is the only credit card currently available, offering such a powerful incentive for renters, who earn one BILT point per dollar on rent payments… READ MORE
Chase Sapphire Preferred 80k Bonus
The Sapphire Preferred has been a standard bearer for points and miles collectors for years and is well-known as one of the best keeper cards… READ MORE
Card Review: Capital One Venture X
The Venture X card is possibly the most valuable of the “premium card” offerings currently available from major card issuers, including the American Express Platinum Card and the Chase Sapphire Reserve Card. It has been trendy over the past year… READ MORE
What’s in my Wallet? – Card Setup: 1st Quarter 2023
Without a doubt, the most powerful tool for rewards is Credit Card spending, sign-up bonuses, and retention offers. While restaurant reward programs, airline loyalty programs, and shopping portals can all provide outstanding returns, the foundation of any rewards strategy will always be built on strategic credit card usage.
There are several different strategies for what cards a person should use to maximize their rewards based on priorities. The accumulation of maximum points, building airline or hotel loyalty status and earning bonus perks (like free hotel nights) are all possible motivations that could impact a person’s credit card strategy…. READ MORE
The Rewards Master 