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Why I Finally Got the Chase Ritz-Carlton Credit Card
The Chase Ritz-Carlton Credit Card has long been considered one of the most exclusive luxury hotel credit cards available—but it’s also one of the most misunderstood. While it offers some genuinely best-in-class benefits, it comes with notable drawbacks and a unique acquisition process that keeps it out of reach for many people. I recently became…
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Why the Citi Strata Elite Is One of the Best Premium Credit Cards
There were a lot of new credit cards released in 2025, but one card that continues to stand out—despite mixed opinions online—is the Citi Strata Elite. While some critics argue that it falls short compared to other premium cards, a closer look reveals that this card is actually one of the more underrated options of…
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How to Organize Your Credit Cards: The 4 Categories Every Points Enthusiast Needs
If you’re deep into the credit card rewards hobby, you probably know how quickly things can get out of hand. Before long, you’ve got 10, 15, 20 — maybe even 30 or more credit cards to keep track of. You might even be managing a spreadsheet just to remember which cards to use, which to…
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Airline Status Isn’t What It Used to Be
For years, frequent flyers have prized airline elite status as one of the most valuable perks in the travel world. The promise was simple: fly often enough, or earn enough points, and you could enjoy complimentary upgrades from cramped economy seats to the comfort of first class. For road warriors and business travelers especially, this…
The Rewards Master 